BalloonArtistCollege_logo.jpg

Performer Insurance Program

A Liability Insurance Program Providing Protection from Lawsuits of Bodily Injury and/or Property Damage


Details of the program

Our performer liability program has been structured to meet the needs of performers big and small. We have specifically tailored programs in place that offer the coverage you need to keep your business protected. Our programs are available for one-day special events, annual policies, and anything in between. While many performers are accustomed to acquiring insurance on a solo basis, this insurance program also offers the convenience of group policies. For events with multiple performers, our group policies help save time and money while still offering the same world-class protection and customer service we are known for.

Annual Policy Premium $269*

*Eligibility is limited to the United States (All 50 States)


Liability Coverage

Who Is Covered

This program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability, and the litigation costs to defend against such claims. Coverage is provided up to $1,000,000.00 per occurrence. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.

Coverage includes suits arising out of:

  • Injury or death of spectators

  • Injury or death of volunteers

  • Property damage liability

  • Products liability coverage (completed operations)

  • All activities necessary to conduct activities

  • General negligence claims

  • All activities necessary or incidental to conduct of activities

  • Cost of investigation and defense of claims, even if groundless

Additional Insured parties may be added at no charge. (not including Independent Contractors)


ELIGIBLE PERFORMER TYPES

  • Illusionists

  • Jugglers

  • Magicians

  • Mimes

  • Puppeteers

  • Santas

  • Street Performers

  • Story Tellers

  • Balloon Artists

  • Belly Dancers

  • Caricature Artists

  • Clowns

  • Comedians

  • Contortionists

  • Cultural Dancers

  • Face Painters

  • Individual Disc Jockeys


The General Liability and Accident coverage are provided by U.S. Fire Insurance Company, "A" (Excellent) rated by A.M. Best Company.

Insurer


Exclusions

Abuse or molestation (unless optional coverage is selected), aircraft, all acts of terrorism, asbestos liability, claims made by athletic participants, employment-related practices, fungi and bacteria, hepatitis, HIV, HTVL, AIDS, transmissible spongiform encephalopathy, lead poisoning, nuclear energy liability, pyrotechnics activity, total pollution, violation of the CAN-SPAM act, war liability and liability for occurrences prior to the effective date of coverage. All of the above are subject to the terms and conditions of the policy.


Questions?

Email: Bj@FDean.com

Call: 239-990-8161